Why am doing this anymore?

How much more is to come? Half a million is too low for me, but that might be because as an American, I have to pay for health insurance until I hit 65. Also, I haven't done any kind of conversion between dollars and euros.

No. Half a Million is not enough to quit my job before age 50. Unless that "more to come" is quite substantial.

Hodor.

But also I'd quit my job the instant I had enough to get by on. I am very much a work to live person and I don't honestly give two figgins about working or getting job satisfaction. I'm lucky enough to have a decent job now and it's fine and pays fine but I'd drop it in a hot second if I could.

I'm hoping to retire at 62 when I hit 30 years and I'm fully vested in the pension, but that's assuming that I can float the 2-3 years of health insurance I'll need to. I could see dragging it out to 65. But I'm also in the vanishingly small group of people that has access to a pension.

Are they more common in Europe? They're nearly extinct in the US, aside from government jobs.

Yes, pensions are definitely more prevalent in Europe than the States. Every job I've had in the last twenty or so years has come with a private pension, which the company and employee both contribute to. The amount you contribute can vary depending on the company / plan - when I worked for [REDACTED Famous Fashion Brand] for almost ten years my pension was pretty miserly but both my current job and the year I worked for Netflix I had / have a great pension - the others were somewhere inbetween. Plus the state pension(s) too. 

ETA - also I'd love to be "pushing" 50. 

Ok, now that I'm sober I should clarify some things to maybe swing the pendulum in the other direction ...please?

I would still have healthcare for a reasonable price. At this time it's about 200 euros a month for me. That would maybe even get a little cheaper but I would go out of the somewhat better private insurance to the regular joe version. Some more to pay for some meds and sometimes waiting longer for a doctor's appointment but not a huge deal.

Once I turn 67, I will receive a pension for the 30 years I have worked (as of yet). It's usually very easy to calculate your pension in Germany but due to my "out of the regular pension system"- job it's a fucking complicated mess.
It wouldn't be much, I can say it would be somewhere between 500 and 1,000 Euros a month. (tax free at that low rate)

Also I'm not alone in this. The Gal will retire in about two or three years and she will have a really, really good pension.
Maybe I shouldn't count on that but we have so much dirt on each other it's very unlikely we will ever split up.

For further context, here's (roughly) our monthly costs:

Rent is 1,300 Euros a month. We got really lucky with this awesome place and we hopefully never have to move out. Usually on the free market we'd talk upwards of 2,000 Euro. Since it's a Genossenschaft (weird german thing) the low rent is guaranteed, just inflation adjustments over time. Water and (partially) heating is included.
I also hold 33,333 Euros in shares of the Genossenschaft which brings in 1,333 Euros in interest each year.

We spend around 800-900 Euros a month on food and other groceries (including cat food). I admit this number could be a tad lower but I like my wine and refuse to make Carbonara with anything other than Guanciale.

I never owned a car and don't plan to change that, so my transportation costs are 50 Euros a month with the Deutschlandticket.
The Gal still has hers, an Opel Adam. Tiny agile car ideal for city traffic and the insurance is ridiculously low so it's nice to have but the Gal has also long said it will be the last car she owns. It gets moved twice a month on average so that's easily done with car sharing or what have you.

About 100 Euros go into internet, streaming services and phones for the both of us.
70 or so Euros for electrical power.

What else... ah yes holidays/vacations:
Usually we go to Portugal for two weeks and to Borkum for one week. All in all this comes up roughly to 2,000 to 2,500 Euros per person a year, including the food and drink we buy/consume there.

I think I've said more about my finances than I ever wanted to so let's leave it at that for now.

On that note, one thing I’d think about is what are you gonna DO if you retire this early? Like presumably you’d want to fill up some of this newfound free time with hobbies, but most hobbies cost money. God, so much money 

I don’t have any idea how to respond to your question if you won’t tell us how many hundreds of euros per month you’re spending on candles.

Zero, we have three cats. Candles and cats don't go together.

Have you remembered to factor in you red wine budget though?